Whether you need to spend less when you go out shopping or you want to be a more conscious spender, it helps to have a few tricks under your belt. Stores spend billions on the science of getting you to part with your money. They understand how your brain works and then use this against … Continue reading Understand your brain: 6 tricks to help you avoid overspending →

A couple of Saturdays ago, I finally sat down with my magic crystal ball. I was ready to create my personal 2012 spending and income plan. I was a bit nervous this year about what I would see in the ball. I really need to convert my house to gas, or at least replace my … Continue reading Look into your 2012 Crystal Ball →

It’s a new year. I know you may be struggling with a Post-Holiday Spending Hangover. But you get to start fresh. Really! So let’s start off the year with a simple, but helpful idea. It’s called Do No Harm Spending. But first, let me throw out a deep thought: You are the most important person … Continue reading Practice “Do No Harm” spending →

Here’s a question– Did you wake up last January with a spending hangover? You know what I mean- come January, when all the gifts are opened and the parties are over, the Visa, MasterCard, Macy’s and Nordstrom’s bills begin to arrive. Credit card use is up 7% this holiday season. And sadly, it takes the … Continue reading 8 Step Plan to avoiding the post-holiday spending hangover →

If 2012 is the year to make more money, raising your fees could be a vital ingredient. Many people have kept their fees flat for the last few years, due to concerns about the economy. But with the impact of inflation, you can’t keep your fees the same forever. Generally speaking, you should raise your … Continue reading Why women find raising their fees difficult →

If 2012 is the year to make more money, raising your fees could be a vital ingredient. Many people have kept their fees flat for the last few years, due to concerns about the economy. But with the impact of inflation, you can’t keep your fees the same forever! So please consider joining me for … Continue reading How to Set and Raise Your Fees with Confidence—Dec 2nd seminar in Seattle →

Now-a-days we shop in person, by phone or on-line, and we enjoy spending our money on things we like. There is nothing wrong with enjoying shopping! I tell my clients this all the time, and they always seem surprised that a money coach would say such a thing. Furthermore, I want my clients to enjoy … Continue reading 7 Signs your shopping may be problematic and 3 keys to healing →

On Friday a reporter called me asking for an immediate interview on my thoughts on the new debit card fees. A camera crew was in my office within an hour. Thankfully, I happened to be wearing a good suit that day for a different purpose! Here is the accompanying news story article. Oh my goodness … Continue reading Debit Card Fee Anger— here is the real danger to you →

Whether you earn $50,000 or $150,000, living paycheck to paycheck is extremely frustrating.  Here are five signs that you are stuck in the paycheck to paycheck cycle: * You are waiting for a paycheck to get deposited before you purchase something * You are juggling bills—and thinking about “which paycheck” you will pay them out … Continue reading One technique to escape the paycheck to paycheck blues →

Are you earning what you’re really worth? Do you make enough money to live the life that you desire? Or are you “underearning”—consistently making less money then you feel you should or want to be making? Let’s look at some typical examples of underearning. Many people don’t earn their worth because they do not negotiate … Continue reading Is it time to earn more? →