All posts by SeattleMoneyCoach

Podcast: Financial health after fifty

Susan Rosin (www.healthytipsafter50.com) loves talking about health after 50. So, we tackled financial health! We had a great conversation about money as we age. We talked about the pandemic’s impact on our money (from overspending to underspending) to the money impact on our relationships when we re-partner later in life. And of course, women and money–the unspoken rules have changed. Enjoy!

Podcast – iTunes

Interesting time marks:

6:00 The impact of keeping up with the Jones

6:45 The impact of the pandemic on people’s work and finances—where we overspent and underspent

11:40- How to breathe easier by escaping the money fog

15:55 It is easier to handle money if you are single or partnered? And what happens financially when opposites attract?!

18:35 “Gray divorce” anyone? Re-marrying later in life- what is the key to being happy around money in your second marriage?

25:30- Are you protected if your partner dies?

27:30- How to talk about money with your new romantic partner- Money talk as intimacy

30:30- What if you stay together but don’t get married?

Angie Garner Podcast

Podcast: Lifestyle bloat, family finances, and the brain chemistry of overspending

Angie Garner PodcastAngie Garner, of the Angie Garner podcast, and I talked about the “wild west” of finance these days. So many different payment apps and ways to “do” money. The answer lies in simplifying. Angie and I also talked about families and money. “Lifestyle bloat” makes us feel like we are spending and spending on our lifestyle but our income doesn’t seem to keep up. What is the answer? And last, we talked about brain chemistry and money. What happens in the brain when you spend on things you like, and end up overspending? What is the answer? Listen in and find out.

Podcast: Listen here

What we talked about (and the time marks in the audio):
1:00 The wild west of finance
2:58 The complexity of being a business owner these days
5:00 How to reduce money stress in your life
7:41 “Lifestyle bloat”—what can families do?
9:13 Earning what you are worth and designing your lifestyle.
10:18 How families can balance time and money for greater happiness
14:44 brain

Podcast: Exploring our relationship to money is a deep dive into self

On the Soul of a Leader podcast, Dr. Alicia Straughter and Dr. Eileen Timmins sat down with me to talk about many deep aspects to our relationship to money. From the changing financial expectations for women to a deep dive on what truly motivates you around money and your own personality, we hit it all. I particularly loved our discussion on spirituality and money, and when is enough, enough? Listen in.

 

Podcast: https://podcasts.apple.com/us/podcast/money-is-energy/id1496783342?i=1000599184383

What we talked about (and the time marks in the audio):

4:25  How do our childhood money stories impact our relationship to money?
9:50  The expectations for women have changed drastically in a few short generations. This was a powerful discussion on gender and money.
15:25  What is your money personality? And what is your shadow? This is “A deep dive into self”
26:30  How do you discern your needs from your wants- this is key to developing a healthy relationship to money
30:52  Money and spirituality- how can we be more spiritual around money?
36:30  What is the “money fog” and how does it impact us?
40:35  When is enough, enough? And what does “noble poverty” have to do with this question? And how do you create a life you love?
42:55  Why is having an engaging hobby key to enjoying your life, and what is the role of money?

The Game On Girlfriend Podcast

Podcast: Game On Girlfriend– Your money personality and new life chapters

money personality podcastSarah Walton, a business mentor for women, is the host of Game on Girlfriend!  Sara and I had a very lively discussion on the two main money personality types. I call them the “Liberty money personality” and the “Safe Harbor money personality”. Understanding this helps us understand our financial decisions better. Why do we do what we do? We also dove into how our money personality impacts us in relationships, and yes, in divorce. (Hint- we often partner up with an opposite money personality.) And of course, there is a silver lining to divorce—we become captain of our own ship. Last, we talked about how to avoid “money ADD”. Financial elegant simplicity is the answer. Game on, girlfriend! Listen in here:

Podcast: Episode 164: Do You Know Your Financial Personality with Mikelann Valterra · Sarah Walton

Watch: https://youtu.be/LCqgmcXJotM

What we talked about (and the time marks in the audio):
11:51- 13:57:  Curious about the four types of money personalities?
22:23- 23:05: Money is about enjoying your life NOW- it’s not all about the past or the future!
23:48- 27:15: What happens to our money personality when we divorce?
28: 39-  31:20: Want to avoid money ADD? Elegant simplicity is the answer.
34:42- 35:52: What DOES it mean to have money figured out? Here are the emotional answers.

Financial needs and wants

Podcast: Getting to the core of your needs and wants

Financial ConfidenceI spoke with Jenn Foster and Melanie Johnson, of Elite Online Publishing, about how to get in touch with what you truly need and want. This is a game changer when it comes to feeling good about your spending, and staying out of debt. And how exactly do you get out of debt? We also talked about the magic of a spending plan, to create the life you want, and yes, we talked about how to make more money. Hard to believe we got that all in, in 25 minutes! Enjoy.

Podcast: https://itunes.apple.com/us/podcast/elite-expert-insider/id1332959253

YouTube: https://youtu.be/_mi8LpCMjhU

What we talked about (and the time marks in the audio):
1:00 getting in touch with your true needs (instead of just saying, “I can’t afford it”!)
7:50 The magic of a spending plan – is not a money diet! It’s a tool to give you the life you desire
10:00 On consumer debt- How do you avoid debt and get out of debt?
13:22 what is money fog?
15:42- How do you earn more money? How to step into earning power

Podcast with exExperts

Podcast: Getting divorced? Understand your personal money psychology

Podcast with exExpertsI had a fascinating conversation with T.H. and Jessica, of ExExperts Divorce Etc., on your personal money psychology, and how this comes into play during divorce. If you are divorced, or considering it, listen in so you can move more easily through the divorce process and feel better about money. Money is a huge stressor in divorce—knowing your psychology and what truly motivates you about money is a big help. This was one of my favorite interviews. You will be fascinated!

Podcast: https://exexperts.com/mypost/divorce-and-your-money-personality/

What we talked about (and the time marks in the audio):

1:00– How do you figure out what your personal money motivations are? And how do these relate to your personal financial psychology and money personality?
9:15– What happens to your money personality when you get divorced? How are you impacted emotionally?
13:10– How are men and women different when it comes to money motivations? And how does this play out in divorce?
15:55– What about when someone uses money to control the other person? Money as power…
18:56– When you think of re-partnering and dating again, do you want to find someone with the same money style?
20:48– How to set up your finances when you get divorced– go for “elegant simplicity”, and find the silver lining of divorce
29:09– The power of an annual spending plan for taking control of your new life – How to re-design your new life

Interview suggest magazine

Do you have financial trauma?

Interview suggest magazineI was honored to be interviewed by Suggest Magazine recently, on what to do about “financial trauma”. A large portion of their audience is Gen X Women and being one myself (Generation X is born between 1965 and 1980), we talked about this in particular. Gen X women are used to doing it all themselves– we were the “latch key generation” —  and this is both good and bad when it comes to money…

Enjoy the article – click here to read.

Fresh Blood Killing It After 40 Jolie Downs Podcast

Podcast: The story behind the story—Mikelann shares her journey

Fresh Blood Killing It After 40 Jolie Downs PodcastThis podcast episode is a deep dive into my story over the years as a money coach. As such, this is the most personal podcast I’ve done- my story of how I really started my business, the story of my divorce, struggles with being highly sensitive, you name it. It also covers the spirituality of money and how to step into your own earning power. 25 years of money coaching has yielded many stories, and insights! Jolie Downs really helped bring out my entire story… Her podcast is Fresh Blood—‘Killing it in the age of Ageism With Jolie Downs.  Enjoy the conversation.

Podcast:  081 – Mikelann Valterra – Money Coach, Writer, Speaker & Thought Leader in Personal Finance – simple mindset.

6:00-6:43  “Where does all this money conversation connect with personal growth?” At some point if you don’t address your relationship with money, it will keep you from growing into the amazing woman you are supposed to be…

14:50- 17:00  How have I been able to put myself out there and conquer my fears of being visible? I happen to be highly sensitive, so it is hard at times.  The answer: the more visible I am, the more I have to increase my self-care. What about you?

17:55- 19: 20  One of the biggest helps in my business was when I learned I was an “HSP” — Highly Sensitive Person. It really helped me happier AND be a better business owner – I also realized there was nothing wrong with me!

40:45- 41:15   Watch your money mindset! Don’t ever say you are poor. “Broke is temporary, poor is eternal.” And remember– abundance is an internal state. We get confused sometimes and think true abundance is external to us.

45: 02- 47:07  Listen to this snippet as I share how to earn more money by researching—AND using the power of talking with your close women friends

52: 30- 53:05 How does money become a sacred tool? Here’s how.

divorce money couple

The “Liberty” Vs. “Safe Harbor” Money Personalities (in divorce)

divorce money coupleDare I say there is a silver lining to divorce? Well, there is.  You get a fresh start in so many ways. And your relationship with money is one of these “fresh start opportunities”.

Money is the ultimate tool for designing a new life you love. However, we often act in ways that can sabotage the very life we want to create. Why? Because we are not in touch with our money personality. And if you don’t know yourself, and what motivates you, you will unconsciously make decisions that may not be for your highest good. 

When you understand your own “money personality”, your new financial life after divorce will be so much easier! I joined Jessica and T.H. on the Divorce etc… podcast to talk all about the different money personalities and how to identify your own. (Go here for the podcast episode: Divorce and Your Money Personality : exEXPERTS)

And here is an article I wrote for them. 

So, what is YOUR money personality? Let’s find out. For starters:

WHY DO YOU WANT MONEY?

Whenever I teach a seminar on money, invariably I ask the audience, “What is the point of having money?” Answers start flying and I throw them on a whiteboard. “Retirement, vacations, money for my kid’s college, pay my mortgage, to have fun, to not be stressed about money, charitable giving, to pay the bills, new car….”

From the specific to the general, there are as many answers as there are people.

How would you answer the question—

WHAT IS THE POINT OF HAVING MONEY?

Or another way:

WHY IS MONEY IMPORTANT TO YOU

Most responses boil down to one of two answers:

  • Money is important so I can do what I want to do.

or

  • Money is important so I can feel secure.

If you could only pick one answer, which would it be? Which answer draws you more? Yes, we all want to pick both answers, but which one has a bit more truth for you?……

To read the full article, please go to: Divorce and Identifying Your Money Personality : exEXPERTS

bombshell business podcast

Podcast: What is really important in life? The Bombshell Business episode

I had a great conversation with Amber Hurdle on the Bombshell Business podcast. From her roots as a poor teenage mom to becoming a successful businesswoman, Amber has had quite the money journey. We shared stories of how we both use money creatively to create a life we love, regardless of how much we actually have.  We talked about people’s money personalities and money histories, as well as the importance of using your money for what brings you joy and passion.  Listen to two women having a deep conversation on what really matters in life… Enjoy

Podcast: Create Abundance with A Spending Plan with Mikelann Valterra – Amber Hurdle | Globally Recognized Branding Expert