I’m someone who should have been running a few businesses for years, or teaching or coaching, and yet because of childhood expectations that I should not be a leader, or interpretations that I took that way – I’ve never led anything in public. At 31 years old, I offered to “help” by taking my youngest brother from home, only to realize as years went on, that he had Brain Injury and Autism, and adult services were very poorly understood and set up. This focus became a valuable distraction in my life, I am glad I pursued it, stayed loyal to him, when he needed that. The lessons I learned in that long range project of helping him through crises and changes are part of what I now have as a basis for teaching – but I find it very difficult to set boundaries and develop the lessons I want to teach and actually try to use them for my own benefit. I do part time home care work for elders, to bring in money, and through Debtors Anonymous lessons, I managed to avoid new debt in the last 6 years, and to pay down about $35K. I “retired” at 62, and am now 68 – missed home purchase opps, and thus am in a stable setting, but cut off from the world by comfort and age and my part time job (my long term client will not last much longer, she is 105, and failing: this has made my efforts to look into a crystal ball difficult for me this year. My question for you is, if you work for yourself, how do you know how much will come in? Are you not nervous that less will actualy come? I don’t know what to plan, since I’ve made my money in part time home care, family support for my work, social security, and renting rooms to tenants: not for many years, in any projects done by myself. I have years of back organizing to do, for old files – and struggle to stick to the task of sorting papers which I feel I need, the visuals – to be able to count on myself to produce anything – To lessen my anxiety, I need to be developing projects ahead of time, but am always trying to catch up. How do I make an annual plan so little certainty about what will come in??? Thanks, CQ